Have you ever borrowed money from a friend or family member? Have you ever gotten in a tight spot and can’t pay it back like you said you would? What do you do then?
Well, you don’t ignore it. You don’t keep going out to eat and buying custom monogrammed blankets for your kids, you don’t keep those 16 subscriptions to all your favorite shows, brag about your new hunting rifle, and you don’t get your nails done. Not if you have a debt you “can’t pay”.
Because this is what it feels like you’re saying to the one you’re not paying: Your money isn’t as important as mine. The time and energy you spent to have the money to loan me isn’t important. You are not important.
Make the phone call. Tell them what’s going on. If you have to pay $20 a week when you promised to pay $50, the show of effort means a lot! Don’t be surprised when they get all in your budget and want to know what went wrong and don’t be offended when they do.
The decision to give you something is a decision made by the GIVER. A gift is not a loan gone bad. Remember their willingness to lend you the money was out of love and care, so the willingness to work with you when you communicate might be also.
Deeper Than a Puddle 